Home Loan Advice

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Our Mission is to Help You Get Ahead Financially

Mortgage Adviser In Auckland & NZ Wide

First Home Buyer Loan

Looking at buying your first home? Getting on the property ladder with your first home loan can be daunting. As a boutique professional service we take the time to support you every step of the way. Whether it's support to fill in your mortgage application, arrange a home loan, negotiate with lenders to get the best deal, or explaining the best mortgage structure to pay off your home loan fast, we'll guide you throughout the whole process.

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Mortgage Refinance

It's true leading mortgage advisers have access to multiple lenders for loan offers, but refinancing a mortgage isn't just about getting you the best rate or best deal. An effective mortgage adviser will also be able to review your mortgage structure and provide tailored mortgage advice to help you achieve your financial goals faster. Going the extra mile is just what we do.

Investment Property Mortgage

Successful property investment requires a sound strategy. Many brokers are only qualified to help you get finance. We are qualified to provide financial advice to help you make the best investment decisions when you buy property. And we have 20+ years of successful property investment experience ourselves. So whether you're looking at Auckland property, or looking for a mortgage for a deal elsewhere in NZ, our expert mortgage advisers will be able to make the process simple.

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How We Help You

Improved Financial Wellbeing - our goal is to help you achieve your financial goals, save money in interest, pay down debt fast and get ahead financially.

We Find The Best Deal For You - we search you out the best package for your situation from all available home loan options, including the big banks, finance companies and non-bank lenders.

We Save You Time - let us do the research and explain your options in simple language.

We Guide You With Expert Advice - we draw on our knowledge as ex-bankers with 25+ years experience in financial services and property investment to tailor advice to your situation.

We Don’t Charge You For Our Service - We are paid by the lender you choose to take a mortgage with.

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How Much Does A Mortgage Adviser In Auckland Or NZ Charge?

Mortgage broker charges with coins on desk

We don't charge you for our service - Home Loan Studio is paid by the lender once you get your home loan. No lender to approve your loan? No charge. Simple. We are always upfront about any fees we will receive. As part of our disclosure process we will let you know how we’re remunerated and then once the specifics of the advice to you are known, we’ll let you know how much we expect to be paid in our statement of advice to you. So if you are looking for a good mortgage adviser NZ wide, expect your adviser to be transparent about how they are paid. For further information see our disclosure statement.

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Latest Blog Posts

Featured

How your savings account could be keeping you poor

In this article we explore why large savings balances in todays environment might not always be the best option, especially if you have home lending.

Chasing Money - what does the research say?

What does the research say about chasing money? Does it lead to happiness? Research from the University of Rochester indicates that chasing money is not the answer and maybe your Mum knew a thing or two.

Clarifying Your Financial Priorities

As a financial adviser, what I have found in all my years of working with people and their money, is that financial clarity is often missing for the majority of people.

16 Ways To Pay Off Your Home Loan Faster

With rising interest rates and an increasing cost of living, paying down your debt and reducing your interest costs is now more important than ever.

Compound Interest: Unlocking Financial Growth or Catastrophe?

Compound interest is like a magic snowball that grows bigger and faster as it rolls down the hill. When it’s working in your favour, it’s a beautiful thing, when it’s working against you it can be suffocating. In this article we’ll examine; how compounding interest works, how compounding interest works against you & what the practical things we can do about it are.

Buying Commercial Property in Auckland: Why You Need a Mortgage Adviser

When it comes to securing finance for a commercial property investment, choosing the right financial adviser can make all the difference in getting the right commercial loan for you. With expert advice and access to a much wider range of lending providers, a financial adviser can help you navigate the complex process of obtaining a suitable loan.

Investment Property Taxation. Are you paying more tax than you need to?

Tax minimisation ensures you pay the correct amount of tax. Nothing more, nothing less. Are you confident you’re paying the right amount of tax on your rental property?