Is Your KiwiSaver Helping You

Build the Life You Want?.

Whether your future goals include working less, retiring early, owning your dream home, or simply having more options – KiwiSaver can help you get there. We’ll make sure it’s working for you.

It’s Not Just About Retirement – It’s About Choice

KiwiSaver isn't just for slowing down in your 60s. It's about building financial independence so you can make choices earlier in life, to change careers, take time out with family, or invest in new opportunities.

But most people don’t realise how powerful it can be. Being in the wrong fund or paying too much in fees can quietly cost you thousands, or worse, delay your freedom by years.

What we see often.

Clients who:

  • are unaware they’re in a conservative fund when they could be in growth

  • are missing out on government contributions

  • started out in a default fund and have never looked at their options

  • are unaware of how their provider compares to others and what ‘good’ performance looks like

  • have no idea if they are on track for the kind of lifestyle they want when they stop working

What We’ll Help You With

We do more than check your balance. We help you take control.

  • Choosing the right fund for your goals and timeframe so you can make sure you hit your target

  • Helping you find a sweet spot that suits your budget and future goals

  • Not all KiwiSaver providers are created equal. Some offer better performance, fees, values (like ethical investing) or tools

  • Helping you understand if and how KiwiSaver can assist with homeownership and putting together a plan and timeline of how to get there.

Our Process – Simple, Personalised, No Jargon

  • Understand your goals – Whether it’s retiring early, building choices into your future, or just making sure your money is working for you

  • Review your current setup – Fund type, provider, contribution level, fees, PIR rate – all the things that affect your long-term balance

  • Make a tailored plan – So you can get more out of your KiwiSaver, whether that means better growth potential, lower fees, or smarter use (like first-home withdrawal)

  • Support you to take action – We’ll guide you through the next steps if you choose to make changes


Let’s Make Sure Your KiwiSaver Is Working as Hard as You Do

KiwiSaver is more than a retirement plan — it’s a tool to give you more choice, more flexibility, and more freedom. If you're not sure yours is doing that, we should talk.