At Home Loan Studio, our role goes far beyond arranging home loans.

We help people build a financial foundation that supports the life they want, not just the home they live in.

Buying a home is exciting. It is also one of the biggest financial decisions you will ever make. They way you structure your lending, manage your cash flow, and approach your lifestyle choices in these early years can shape your long-term freedom, security and opportunity.

Our philosophy is simple:

Live intentionally. Borrow smart. Build wealth steadily.

We believe that financial progress is not about earning more, showing more or keeping up. It is about making conscious spending decisions and directing your money towards assets that grow your future.

A different approach to mortgage advice

Many advisers focus almost exclusively on interest rates and approvals. While those things matter, they are only part of the picture.

Our approach looks at your entire financial ecosystem, including:

• Your income and career trajectory

• Your lifestyle choices and spending habits

• Your short and long-term goals

• Your appetite for risk and flexibility

• Your future plans, including family, investments and business aspirations

This allows us to structure lending that not only works today, but also supports where you want to be in five, ten and twenty years.

Who we love working with

We work best with clients who:

• Want to be intentional about their money

• Care about long term freedom more than short term status

• Are open to learning and improving their financial trajectory

• Want a strategic partner not just a transaction

Whether you’re buying your first home, upgrading, refinancing or planning future investments, our goal is to help you make decisions that compound in your favour over time.

Why we started Home Loan Studio

We created Home Loan Studio to offer a more personal, thoughtful and strategic style of financial advice. One that puts people first, removes unnecessary complexity, and focuses on clarity, confidence and long term outcomes.

We believe great advice should:

• Feel supportive and be educational - keeping you in control

• Set you on a stronger financial path, helping you build real, long-term wealth

• Build confidence, not pressure

• Help clients make better decisions, not faster ones

What you can expect

When you work with us, you can expect:

• Clear explanations without jargon

• Transparent advice

• Strategic thinking, not just loan placement

• A calm, structured, and supportive process

• Ongoing guidance as your life and finances evolve

Our role is not just to help you buy a home, but to help you build a future.

We're here for the real stuff: less stress, more confidence, smarter decisions, and better results. Everything we do is powered by a set of values that put people first and deliver advice that actually makes a difference. We’re a small team committed to big results.

Visit: LinkedIn.

Phone: 022 350 1797

Email: admin@homeloanstudio.co.nz

For any further information please contact us