Home Loans

It’s a big commitment. Before you enter into any contracts with a provider it pays to get some fresh advice and to go into this with a plan.

For first home buyers we’ll work with you each step of the way. First we’ll aim to sit down together and look at your current financial position, work out what you can afford and get you ready to start looking with a pre approval. We can help you navigate finance, finding a solicitor, your kiwisaver withdrawal, first home grant. Whatever it is, we are here to help.

For subsequent purchases, refinances, trading up or down, or buying a holiday home there are many options to think about. It’s best to engage with us early so you understand those options and the pros and cons that go with each of them, from the outset.

It can be pretty scary getting a mortgage but add the complications of a build…. It doesn’t have to be stressful. Make sure you are getting the right advice about finance well before you’ve made any commitments. We are experts in construction lending.

For fixed rate reviews as well as discussing your rate options we recommend reviewing your existing banking structure, your personal and financial situation, your goals and priorities to make sure you’re going with the best option for you.

We can offer our expertise and help with property investment loans if you’re looking to start or extend your property portfolio. From one property investor to another : if there is one area that really gets neglected here it’s strategy. Make sure you have a plan, it’s a good one and you’re getting the best advice on strategy, structure, rate, products and tax before you enter into any contracts.

If you’re buying a commercial property and need help navigating your options we’re here to help.

Our goal is to guide you through your property journey and provide you with the information, insight, tools and support to help you make good financial choices in your best long term interests.